Top 5 Causes of Automobile Accidents

A survey by an established insurance company found that 52% of reported crashes occurred five miles or less from home and a whopping 77% occurred 15 miles or less from home.

This makes sense when we think about how most of our driving is close to home. Or, is it that we get more relaxed and less alert when driving roads we are very familiar with? Either way, accidents are not fun.

We're talking about the top 5 causes of accidents today. Are you guilty of any of these?

1. Distracted Driving

Distracted driving is not just texting or talking while driving. It can be anything that takes your attention away from the road, even for a few seconds at a time. Applying makeup while driving, getting a toy for your child in the backseat, looking at a picture on the phone of your passenger...all can be deadly distractions.

2. Reckless Driving

Reckless driving causes accidents. Was the driver speeding or running a red light? Was he driving while intoxicated or under the influence of drugs? Driving recklessly causes dangerous accidents like side impact collisions which typically happen at high speeds. Road rage is also included in reckless driving. Retaliation is never worth risking an accident. Be sure you are practicing safe driving by keeping your senses and your temper in check while on the road.

3. The Elements

Mother nature is a top cause of accidents. The problem is mostly because we don't understand the severity of the situation and try to drive on icy roads or flooded streets when we should stay home. Make sure you take weather seriously and listen to warning to stay home when serious weather strikes.

4. Teenagers or Seniors Driving

Both teenagers and seniors are at a higher risk of getting into an accident. A simple lapse in judgement or a distraction is all it takes. A delayed response time may mean the difference between a rear-end collision and being able to stop in time. If you are caring for an elderly parent or still have a teenager at home, be sure to go over safe driving techniques often.

5. Car, Tire or Road Defects

There's always the risk of a part malfunctioning in a car or tire. If one of hundreds of parts ends up being defective, a serious accident can occur. While on the interstate, be sure to look out for tire blowouts and potholes. Tires can blow at any time, and these tires are hard to dodge if they land in your lane. Potholes are equally as dangerous. They can causes accidents by causing you to swerve and can do long term damage to your car that you may not see until a later accident occurs.


In our fast-paced world, we tend to multi-task in the car. These distractions along with weather conditions, defects, and recklessness can cause serious car accidents! Make sure you are covered by the proper insurance if you happen to get into a car accident.

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