After a car or big truck accident has caused injury to you or your loved ones, the last thing you want to worry about is the bill. Paying for medical bills after an accident is not a fun topic, but one that must be discussed.
The moments after an accident can be an emotional blur for everyone involved. It can seem that there are a lot of steps to remember following a wreck. However, there are a few things that anyone involved in an accident should NOT do to avoid headaches in the days and weeks to come.
No one expects to be in a car wreck, and many people are unprepared for what to do when an accident actually happens. One of the most important parts of the after-accident to-do list is filing an accurate and timely insurance claim.
If you've recently been in an accident, you may already know the difference between an insurance co-pay, and your insurance deductible. However, not everyone may understand the difference and how they affect what you pay for health coverage.
Purchasing auto insurance seems like an overly complicated process, but we're here to help clear the air on a few things. One of the most confusing aspects of determining your car insurance rates are the limits on your insurance, and making sure you have enough insurance to legally drive in your state.
Fault is a complicated issue when it comes to car wrecks. Most accidents are, well, accidental. However, there is often an issue of negligence that determines who is at fault in an accident.
No one likes to think about deadly car crashes. But they happen every day in the state of Tennessee. In 2016, 1,036 people died as a result of a car accident (962 in 2015). In most of those cases, someone was at fault. If you are at fault in an accident and someone was killed, it's good to know your options.
If you get into a car accident in the state of Tennessee, you have a 1 in 5 chance that the driver of the other vehicle will be uninsured. The latest Insurance Research Council report (put out in 2014) ranks Tennessee 6th among the states with the highest uninsured rate at 20%, which is much higher than the national average of 12.6%.
It's always nice to save money, especially on those recurring payments every month like car insurance. But getting the cheapest policy out there isn't always the best solution for your family.