Auto insurance can be one of the most confusing aspects of owning a car. Each company swears they will save you hundreds of dollars a year; it seems like the state is always changing the requirements for limits, and if you need to make a claim, it can be incredibly difficult to navigate the settlement process.
If you've recently been in an accident, you may already know the difference between an insurance co-pay, and your insurance deductible. However, not everyone may understand the difference and how they affect what you pay for health coverage.
Fault is a complicated issue when it comes to car wrecks. Most accidents are, well, accidental. However, there is often an issue of negligence that determines who is at fault in an accident.
Auto accidents are no joking manner. Every single year, more than three million people are injured in car and truck accidents across the country, according to the National Highway Traffic Safety Administration.
Multi-car accidents are very common. It's estimated that up to ⅓ of all car accidents involve more than two vehicles. In Tennessee, 46% of all accidents were multi-vehicle accidents in 2015. Multi-car accidents also include pile-ups and chain-reaction accidents. Not many people know what to do in the instance of a multi-vehicle accident, but it's best to be prepared.
There were a total of 4,067 fatalities in large truck crashes in 2015. In the same year, 116,000 people were injured in large truck crashes, up from 111,000 in 2014.
When a car accident occurs, especially when there is an injury, victims often ask "What is the time frame on receiving a settlement?"
Accidents stink. If the accident was your fault or classified as "no-fault," the accident itself is just the beginning of your worries. Now you have a tainted record and increasing insurance rates in addition to dealing with car repairs.
There's no denying it: Motorcycles are cool. From the unmistakable sound of a revving engine to the iconic leather jacket and sunglasses you can outfit yourself in, bikers know that cruising around town, out in the country or down the highway on a road trip is infinitely more stylish and fun than getting from place to place in a car, truck or - gasp! - a minivan.